David Axelrod: I can't even remember what I felt like this point four years ago. What I know is that we have the race we've always expected. I knew we were going to have a very close race. What I have confidence in is these young people around me and the volunteers we have all over this country are doing great work, and we're doing everything we possibly can. And that does give me confidence about this election. But we're prepared for a very close election, we're prepared to win a very close election.

This is a very important decision, since it impacts the amount of . For many people, delaying benefits as long as possible is a smart move, since you'll maximize the total income you'll receive from Social Security over your lifetime. You'll want to analyze when you should start your Social Security income because this decision can have an impact on when you decide to retire. (The decision about when to start Social Security benefits gets trickier for married couples; I'll cover these considerations in my next post.)

Meanwhile, a congressional source tells CBS News that two Cincinnati, Ohio-based employees of the IRS have been disciplined and are "off reservation" in light of the Tuesday report. The source added that the investigation is ongoing and does not rest with the two employees. Senate Finance Committee Chairman Max Baucus, D-Mont., said "nothing determinative" about the Cincinnati pair's status was discussed in a closed-door meeting Tuesday with Miller.

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Frank Luntz: Well for millions of Americans taxes and I don't mean what Mitt Romney paid but the tax policy is not small ball. 183802