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It's a long way from Lincoln, Neb., Kirchhoff's hometown, where he and his wife filed their first bankruptcy in 1994. Their largest creditors then were Kirchhoff's parents, bankruptcy records show. They also listed $7,000 in student loans, $6,000 in medical bills and a $3,200 judgment from Michigan for nonpayment of rent.

"Say we've written an app that monitors your exercise and the phone's accelerometer detects a lot of movement - we could respond to that data in real-time and send a message suggesting you check your blood sugar level," he says.

Jordan Forster (Hibernian) wins a free kick in the defensive half,Michael Kors Outlet.