The bottom line: Homeowners don't have to take the financial hit of paying for taxes on a principal reduction. They also don't have to simply wait and hope that lawmakers will extend this mortgage relief in the future, a risky proposition these days given the partisan feuding in Congress.Two Canadian musicians have joined forces in life. Avril Lavigne and Nickelback frontman Chad Kroeger have tied the knot.

Let's start with the basics: The black leather Celine Luggage Tote was by far the most popular option in Hollywood, and it's a perfect choice for a busy mom like Jennifer Garner - neutral, roomy, totally versatile.The Golden Globes are my favorite awards show. Not only does the convivial atmosphere make for memorable moments (Emma Thompson taking the stage with Louboutin heels and maritini in hand, anyone?), but because the Globes are ever-so-slightly less formal than the Academy Awards, attendees are a little more daring with both their dresses and, of course, their evening bags. We've scoured Sunday night's red carpet photos, and you can check out all the best evening bag choices below.Nene Leakes was recently spotted dining at Nello (a restaurant that is somewhat notorious for being ridiculously expensive and over-the-top, even by NYC standards) with husband Gregg and fellow Housewife (of the NY variety) Sonja Morgan. Her bag is a bright blue Hermes Birkin, natch. Nene loves her Birkins, as do all Real Housewives and "Bravolebrities" - you can see for yourself in our special homage to Bravo-endorsed excess,

When her Monster Ball tour landed recently in Tokyo, La Gagita was seen in the airport carrying a white Hermes Birkin inscribed with a message that loosely translates to "I love small monster. Toyko love."

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