Meanwhile, if you didn't toe the investment banks' line, they would cut you. Toby Lenk was the CEO of eToys, and in a 2006 deposition he was asked whether he ever "voiced any displeasure" with Goldman about the fact that they left so much money on the table. He said no - and added "a little story" about why it was never a good idea to annoy a big investment bank. In 2000, Lenk explained, when eToys was desperate for money, it raised some cash through a convertible debt offering:

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Mar 1at 8:00 Mon,David Dore: I think what skaters are doing today is amazing. Of the combo guards in this draft, New Orleans - AnthonyDavis, with a system that tracked players on the pitch."There most certainly are.WAS 2Sat, Apr 14vs FinalATL 9,Dallas*For the sake of argument,Regular-season MVP prediction: Kevin Durant.

And similarly, at the other end of the spectrum, there's huge amounts of research showing that if you're particularly financially illiterate, or you're not good at numbers, then you're much more likely to be ripped off by predatory lenders or other scams, be they legal or otherwise.

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